Our People

Put Your Financial Future in Capable Hands

At Dougherty & Associates, we help bring order to your financial life.  We are passionate about buidling a partnership to help you follow through on your personal financial commitments and goals.  We begin by exploring what and who matters to you in your life, so that we know and understand what is important and valued. This discovery process informs our every step along the path to planning.  The process of planning serves to give us objective information, to educate us both about gaps, opportunities, challenges and strategies so that we can strategize together.  This process helps us deepen our relationship with

offer fully customized and holistic financial services led by a team of industry experts dedicated to helping our clients achieve their financial goals. We also support our advisors with our national team, which provides the most knowledgeable and talented individuals throughout our organization. These individuals stand out in our industry for their experience, reputation and results.


Throughout the financial planning process, we never lose sight of one essential element - personal service. We provide the best of both worlds: the resources of a large company and the personal attention you need to establish a plan for your financial future. When you partner with us, you work with a team of professionals in investment and retirement planning, education funding, insurance protection and estate and business owner planning.

 

 

 

 

 

 

 

 

 

 

 

 

 

Charlotte A. Dougherty CFP ®

President

charlotte@dougherty-associates.com

Charlotte A. Dougherty, CFP®, a nationally recognized wealth manager,  has been  helping  her clients grow and protect their money through sound financial planning and wealth management for more than 30 years.

 

She leads a team of dedicated professionals who work together to help clients make the most of their opportunities, aspirations and money by:

 

  • Providing a holistic analysis of their transactional lives
  • Helping them appropriately invest their money to meet their goals
  • Understanding employer distribution options upon retirement, including dealing with employer securities
  • Monitoring progress towards goals and adjusting advice and recommendations as their lives change

 

A Partner for All of Life’s Phases

Achieving financial security is an ongoing journey that requires more than simply managing client investments. Charlotte set her firm’s mission to partner with clients for life, serving as partners, advocates and advisors during all phases of each client’s financial journey.

 

Her process begins with identifying what is important by quantifying and prioritizing clients’ goals. She works with her team to create a customized plan through extensive analysis and design, based on each client’s unique circumstances and future goals. She works with her clients to implement the plan, make adjustments, change the course when necessary, and to address all the events that life brings.

 

Advising Generations, Creating Legacies

Charlotte is focused on helping people feel good about their financial positions in life.  She’s educated clients’ children, helped launch new careers and businesses, planned for parents, children and grandchildren, helped clients provide for family vacations, helped families cope with loss of a loved one and protected family wealth.

 

Awards and Recognition

 

 Leadership and Stewardship

  • President, Cincinnati Chapter of the International Association for Financial Planning, which is now the Financial Planning Association
  • Cincinnati Enquirer "Money Panel" Expert
  • Member of the Cincinnati Estate Planning Council
  • Board of Directors, The Resource Group, an elite group of leading financial planners within Lincoln Financial Advisors 
    • Investment Committee Chairman, The Resource Group BOD
  • Board of Trustees of the St. Luke Hospital Community Foundation
    • Finance Committee Chair, Board of Trustees

 

Charlotte is a Certified Financial Planner™ ( CFP®) offering securities and financial planning services through Lincoln Financial Advisors, a broker-dealer and registered investment advisor. She is also a frequent speaker and conducts workshops for employees of large and small corporations on retirement planning issues.

The Envestnet Essential Advisor awards accompany the Essential Advisor™ Certification Program and are given to advisors who embody the values detailed in The Essential Advisor: Building Value in the Investor-Advisor Relationship, an insightful handbook for advisors looking to navigate the changing face of financial services, co-authored by Envestnet President Bill Crager.  For more information about this award, go to https://www.prnewswire.com/news-releases/envestnet-announces-winners-of-essential-advisor-awards-and-first-ever-eioc-vision-awards-300649405.html

*The Five Star Wealth Manager Award is independently produced by Five Star Professional (FSP) and is based on data from financial advisors, regulatory disclosures, and FSP research. Neither the advisors nor their parent firm pay a fee to FSP for the nomination or award. Working with a Five Star Wealth Manager is no guarantee of investment success. For more information go to http://bit.ly/2dVQQFc

**The Women’s Choice Award Financial Advisor Program is based on 17 criteria associated with providing service to women clients such as credentials, experience and a favorable regulatory history. Financial advisors do not pay a fee to be considered or placed on the final list of Women’s Choice Award® Financial Advisors, though they pay a fee to participate in the marketing program. To learn more, visit http://bit.ly/1c1AqoK

***The Barron's/Winner's Circle Top Women Financial Advisors Summit is as an exclusive, invitation-only event for opinion leaders and influentials of the financial industry, and honoring the top women advisors in the country.

**** The Top of Council award is an internal recognition determined by annual sales amounts.

Paladin Registry Completed a Background Check for Charlotte Dougherty

 

Andrew Tedesco, CFP®

Partner

andrew@dougherty-associates.com

Andrew Tedesco, CFP® is the Director of Financial Planning. Andrew is our Investment Coordinator. He graduated from Xavier University with a major in Finance. Andrew has the FINRA Series 7 and Series 66 registrations; and is a registered representative and an investment advisor representative. Andrew is listed as a Five Star Wealth Manager by Cincinnati Magazine* and received the Women’s Choice Award** since 2014.  Andrew also serves as the Director of Public Relations on the Board of Directors of the Financial Planning Association of Southwest Ohio. Andrew is a native Cincinnatian. Andrew enjoys running and is a sports enthusiast.

*The Five Star Wealth Manager Award is independently produced by Five Star Professional (FSP) and is based on data from financial advisors, regulatory disclosures, and FSP research. Neither the advisors nor their parent firm pay a fee to FSP for the nomination or award. Working with a Five Star Wealth Manager is no guarantee of investment success. For more information go to http://bit.ly/2dVQQFc

**The Women’s Choice Award Financial Advisor Program is based on 17 criteria associated with providing service to women clients such as credentials, experience and a favorable regulatory history. Financial advisors do not pay a fee to be considered or placed on the final list of Women’s Choice Award® Financial Advisors, though they pay a fee to participate in the marketing program. To learn more, visit http://bit.ly/1c1AqoK

 
 

John E. Dougherty, III, MBA, CFP ®, CRPC®

Partner

john@dougherty-associates.com

As a lead planner and partner at Dougherty & Associates with over 10 years of industry experience, John assists clients in developing strategies to meet their investment accumulation and retirement planning goals.  John attended Wittenberg University as an undergraduate and completed his MBA from Xavier University before achieving his CFP® and CRPC® professional designations.  John is listed as a Cincinnati Magazine’s 5 Star Wealth Manager*, a winner of the Women’s Choice Award** since 2014, and is featured in Marquis Who’s Who in America***.  John serves as Vice Chairman of the Board of Trustees for iSPACE, a local STEM education focused non-profit serving over 25,000 k-12 students annually.  John also serves as the President of the Board of Directors for the Financial Planning Association of Southwest Ohio, and as a professional mentor to MBA students at his graduate alma mater, Xavier University.  Outside of his professional achievements, John is a loving husband, a father of two boys, a coach for the Loveland Youth Lacrosse program, a member of St. Columban Church and the Oasis Golf Club. 

John Dougherty is a registered representative of Lincoln Financial Advisors.

Securities and advisory services offered through Lincoln Financial Advisors a broker/dealer (Member SIPC) and an investment advisor. Dougherty & Associates is not an affiliate of Lincoln Financial Advisors.

*The Five Star Wealth Manager Award is independently produced by Five Star Professional (FSP) and is based on data from financial advisors, regulatory disclosures, and FSP research. Neither the advisors nor their parent firm pay a fee to FSP for the nomination or award. Working with a Five Star Wealth Manager is no guarantee of investment success. For more information go to http://bit.ly/2dVQQFc

 

**The Women’s Choice Award Financial Advisor Program is based on 17 criteria associated with providing service to women clients such as credentials, experience and a favorable regulatory history. Financial advisors do not pay a fee to be considered or placed on the final list of Women’s Choice Award® Financial Advisors, though they pay a fee to participate in the marketing program. To learn more, visit <span style="text-decoration: none;" times="" new="" none;"="" "times="" roman";="">http://bit.ly/1c1AqoK

 

*** Marquis Who’s Who in America -Individuals become eligible for listing by virtue of their positions and/or noteworthy achievements that have proved to be of significant value to society. An individual's desire to be listed is not sufficient reason for inclusion. Similarly, wealth or social position is not criteria. Purchase of the book is never a factor in the selection of biographies.

CRN-1921702-101217

 

John E. Dougherty, Jr., PhD, MBA, CRPC®

Retirement plans advisor, Employee Retirement counselor

drjohn@dougherty-associates.com

John E. Dougherty, Jr., Ph.D., received his M.B.A. from Xavier University. He earned his Ph.D. in Clinical Psychology from U.C. John focuses on retirement and wealth accumulation planning for employees of major area employers. His background in psychology and teaching makes him uniquely qualified to educate clients to important techniques for creating, conserving and transferring wealth. He has the FINRA registration for securities. John is an avid reader and enjoys playing golf. With degrees from both U.C. and X.U., John always particularly enjoys the annual "Crosstown Shootout" between these two teams.

 

Caitlin Ackerman

Registered Representative, Director of Client Services

Assistant to Charlotte A. Dougherty, CFP®

Caitlin@Dougherty-Associates.com

513.745.7007

Caitlin graduated from Butler University in Indianapolis with a degree in Dance Pedagogy. She has been working in the financial services industry for seven years. She is FINRA Series 7 and 63 registered. In her spare time she teaches dance at local studios.

 

 

 

Rita V. Anno

Email: Rita@dougherty-associates.com

Rita Anno is an administrative assistant and Client Service Specialist with Dougherty & Associates. Rita graduated from the University of Cincinnati with a Bachelor of Arts in Communications.  She has over a decade of experience in the financial services industry.  Rita enjoys gardening, traveling and spending time with her family.

 

 

 

 

 

Our National Planning Team