Our People

Put Your Financial Future in Capable Hands

At Dougherty & Associates, we help bring order to your financial life.  We are passionate about buidling a partnership to help you follow through on your personal financial commitments and goals.  We begin by exploring what and who matters to you in your life, so that we know and understand what is important and valued. This discovery process informs our every step along the path to planning.  The process of planning serves to give us objective information, to educate us both about gaps, opportunities, challenges and strategies so that we can strategize together.  This process helps us deepen our relationships with our clients and their families.

We offer fully customized and holistic financial services led by a team of industry experts dedicated to helping our clients achieve their financial goals. We also support our advisors with our national team, which provides the most knowledgeable and talented individuals throughout our organization. These individuals stand out in our industry for their experience, reputation and results.


Throughout the financial planning process, we never lose sight of one essential element - personal service. We provide the best of both worlds: the resources of a large company and the personal attention you need to establish a plan for your financial future. When you partner with us, you work with a team of professionals in investment and retirement planning, education funding, insurance protection, estate planning strategies and business owner planning.

 

 

 

 

 

 

 

 

 

 

 

 

 

Charlotte A. Dougherty CFP ®

President

charlotte@dougherty-associates.com

 

Charlotte A. Dougherty, CFP®, a nationally recognized wealth manager,  has been  helping  her clients grow and protect their money through sound financial planning and wealth management for more than 30 years. 

She leads a team of dedicated professionals who work together to help clients make the most of their opportunities, aspirations and money by:

 Providing a holistic analysis of their transactional lives

  • Helping them appropriately invest their money to meet their goals
  • Understanding employer distribution options upon retirement, including dealing with employer securities
  • Monitoring progress towards goals and adjusting advice and recommendations as their lives change

 A Partner for All of Life’s Phases

Achieving financial security is an ongoing journey that requires more than simply managing client investments. Charlotte set her firm’s mission to partner with clients for life, serving as partners, advocates and advisors during all phases of each client’s financial journey.

 Her process begins with identifying what is important by quantifying and prioritizing clients’ goals. She works with her team to create a customized plan through extensive analysis and design, based on each client’s unique circumstances and future goals. She works with her clients to implement the plan, make adjustments, change the course when necessary, and to address all the events that life brings.

 Advising Generations, Creating Legacies

Charlotte is focused on helping people feel good about their financial positions in life.  She’s educated clients’ children, helped launch new careers and businesses, planned for parents, children and grandchildren, helped clients provide for family vacations, helped families cope with loss of a loved one and protected family wealth.

 Awards and Recognition

  • Charlotte was named a Five Star Wealth Manager by FSP on 9/1/2022 for the time period of 1/3/2022 through 7/1/2023. She received the Five Star Wealth Manager for 12 years consecutively (2012-2023).*
  • Premier Partners(r) program qualifier** 

 Leadership and Stewardship

  • Cincinnati Enquirer "Money Panel" Professional
  • Member of the Cincinnati Estate Planning Council
  • Board of Directors, The Resource Group, an elite group of leading financial planners within Lincoln Financial Advisors 
  • Investment Committee Chairman, The Resource Group BOD
  • Finance Committee Chair, Board of Trustees 

Charlotte is a Certified Financial Planner™ (CFP® Professional) offering securities and financial planning services through Lincoln Financial Advisors, a broker-dealer and registered investment advisor. She is also a frequent speaker and conducts workshops for employees of large and small corporations on retirement planning issues.

*The Five Star Wealth Manager Award is independently produced by Five Star Professional (FSP) and is based on data from financial advisors, regulatory disclosures, and FSP research. Charlotte was independently nominated for the award. Neither the advisor nor their parent firm pay a fee to FSP for the nomination, receipt, or promotion of the award. The award was independently granted and membership in an organization was not required. Working with a Five Star Wealth Manager is no guarantee of investment success. For more information, please visit https://fivestarprofessional.com/ref/research/WM_ResearchMethodology.pdf

**The Premier Partners® Program represents a superior level of achievement earned by financial professionals and field managers for their commitment to client service,    professionalism and business production.

 

 

 

Andrew Tedesco, CFP®

Partner

andrew@dougherty-associates.com

 

Andrew Tedesco, CFP® is the Director of Financial Planning for Dougherty & Associates. Andrew is our Investment Coordinator. He graduated from Xavier University with a major in Finance. Andrew has the FINRA Series 7 and Series 66 registrations; and is a registered representative and an investment advisor representative. Andrew was named a Five Star Wealth Manager by FSP on 9/1/2022 for the time period of 1/3/2022 through 7/1/2022. He has received the Five Star Wealth Manager Award for 9 consecutive years. Andrew also serves as the Director of Public Relations on the Board of Directors of the Financial Planning Association of Southwest Ohio. Andrew is a native Cincinnatian. Andrew enjoys running and is a sports enthusiast.

* The Five Star Wealth Manager Award is independently produced by Five Star Professional (FSP) and is based on data from financial advisors, regulatory disclosures, and FSP research. Andrew was independently nominated for the award. Neither the advisor nor their parent firm pay a fee to FSP for the nomination, receipt, or promotion of the award. The award was independently granted and membership in an organization was not required. Working with a Five Star Wealth Manager is no guarantee of investment success. For more information, please visit https://fivestarprofessional.com/ref/research/WM_ResearchMethodology.pdf

 

John E. Dougherty, III, MBA, CFP ®, CRPC®

Partner

john@dougherty-associates.com

 

 

As a lead planner and partner at Dougherty & Associates with over 15 years of industry experience, John assists clients in developing strategies to help meet their investment accumulation and retirement planning goals. John attended Wittenberg University as an undergraduate and completed his MBA from Xavier University before achieving his CFP® Certification and CRPC® professional designations. John was named a Five Star Wealth Manager by FSP on 9/1/2022 for the time period of 1/3/2022 through 7/1/2022. He has received the Five Star Wealth Manager Award for 9 consecutive years. John served as Board President from 2018-2020 and is a current Board member of iSpace, a local STEM education focused non-profit serving over 25,000 k-12 students annually. John served as the President of the Board of Directors for the Financial Planning Association of Southwest Ohio in 2018, as the Chairman of the board in 2019, and as a professional mentor to MBA students at his graduate alma mater, Xavier University. John is also a current SquareOne Board member. Outside of his professional achievements, John is a father of two boys, a member of St. Columban Church and the Oasis Golf Club. 

* The Five Star Wealth Manager Award is independently produced by Five Star Professional (FSP) and is based on data from financial advisors, regulatory disclosures, and FSP research. John was independently nominated for the award. Neither the advisor nor their parent firm pay a fee to FSP for the nomination, receipt, or promotion of the award. The award was independently granted and membership in an organization was not required. Working with a Five Star Wealth Manager is no guarantee of investment success. For more information, please visit https://fivestarprofessional.com/ref/research/WM_ResearchMethodology.pdf

 

John E. Dougherty, Jr., PhD, MBA, CRPC®

Retirement Service Consultant

drjohn@dougherty-associates.com

John E. Dougherty, Jr., Ph.D., received his M.B.A. from Xavier University. He earned his Ph.D. in Clinical Psychology from U.C. John focuses on retirement and wealth accumulation planning for employees of major area employers. His background in psychology and teaching makes him uniquely qualified to educate clients to important techniques for creating, conserving and transferring wealth. He has the FINRA registration for securities. John is an avid reader and enjoys playing golf. With degrees from both U.C. and X.U., John always particularly enjoys the annual "Crosstown Shootout" between these two teams.

 

Caitlin Ackerman

Registered Representative, Director of Client Services

Assistant to Charlotte A. Dougherty, CFP®

Caitlin@Dougherty-Associates.com

513.745.7007

Caitlin graduated from Butler University in Indianapolis with a degree in Dance Pedagogy. She has been working in the financial services industry for thirteen years. She is FINRA Series 7 and 63 registered. In her spare time she teaches dance at local studios.

 

 

 

Rita V. Anno

Email: Rita@dougherty-associates.com

Rita Anno is an administrative assistant and Client Service Specialist with Dougherty & Associates. Rita graduated from the University of Cincinnati with a Bachelor of Arts in Communications.  She has over a decade of experience in the financial services industry.  Rita enjoys gardening, traveling and spending time with her family.